Financial Hardship Grant for Homeowners

2023 GRANT INFORMATION

On the brink of losing your home? Let us help.

Funding is now available for Texas homeowners who are in a difficult financial situation due to the coronavirus pandemic.

See if You Qualify

PROGRAM OVERVIEW

Our 2023 Financial Hardship Grant – Round 1 is available for Texas homeowners who are having trouble keeping up with their mortgage payments due to economic hardships caused by the COVID-19 pandemic. Financial hardship must have occurred on/after January 01, 2022. Recipients will receive a (1) one-time grant of $2,500.00 paid directly to their mortgage servicers electronically.

Homeowners currently in foreclosure will be given priority status. Funds are available to those earning under 100% of the Area Median Income. Homeowners who are at-risk of being late on their mortgage are eligible to apply. Grant funds are not associated with any federal, state, or governmental programs. Utility assistance is also available for those who qualify. There are no fees associated with grants.

Application Process

  • Read the FAQ for program information and basic eligibility requirements
  • Apply online Applicant means homeowner and secondary owner on the mortgage (If Applicable)
  • Upload the supporting documents (For all applicants)
  • Sign application online 
  • Submit the application
  • Wait for email notification regarding application status

Supporting Documents

  • Photo Identification: Ie; Texas Drivers license or State ID (For all applicants)
  • Social Security Card (For all applicants)
  • Proof of Income: Ie; Employment paycheck stubs, SSI/SSDI award letter, alimony/child support award letter, State Unemployment letter, pension & Etc.
  • Mortgage Statement (last 30 days)
  • Foreclosure Notice (if applicable)
  • Utility Bill (last 30 days)

We’re Here to Help

Now Accepting 2023 Grant Applications

ELIGIBILITY CRITERIA:

To be eligible for Grant
  • Must be experiencing a financial hardship on/after January 01, 2022. Such as loss income or increased expenses due to the pandemic
  • Total household income must be at or below 100% Area Median Income
  • Must be at least 18yrs of age​
  • Must own a home located in the following counties: Kaufman, Terrell, Dallas, Tarrant, Rockwall, Collin, Denton, Hunt, Van Zandt, Ellis, Navarro, Henderson, Rains, Ennis, & Johnson
  • Application must be signed and submitted by March 31, 2023

You may lookup your Median Area Income here https://ami-lookup-tool.fanniemae.com/amilookuptool/

IMPORTANT DATES:

Applications must be Complete and Submitted with Full Documentation By March 31, 2023 at 11:59 PM Central
  • Grant applications for Round 1 start January 03, 2023
  • Application deadline for Round 1 ends March 31, 2023
  • Grantee notifications sent via email by April 15, 2023
  • All grant funding sent electronically to mortgage servicer by April 30, 2023. Foreclosures will receive priority status

FAQ'S

No. This is a grant. It does not need to be repaid.

No. We only count income from employment wages, child-support, SSI/Social Security, and retirement/pension. 

No. You are not eligible to receive a grant if you are not currently past due.

No. You do not have to be living in the home. You must be the owner. If this is an investment property it must be vacant.

No. The application for other counties will be available in the subsequent funding rounds. Please check website after the current Round closes for updates.

Yes you still qualify. These funds are not associated with the COVID-19 pandemic homeowner assistance funding offered from the State of Texas and the government. Our grant funding does not come from government sources.

No. The funding for our Homeowner Mortgage Relief program comes directly from our private and corporate donors. The grants do not come from the government at all. 

Your social security number is required for our internal reporting and client file tracking purposes. Grant recipients will receive a Form 1099 for all disbursed funds which requires your social security number. We do not report individual grant information to the IRS. Please consult a professional tax preparer if you have additional questions regarding IRS income taxes.

You may apply each time the application period is open. However you may only receive (1) one grant per year.

We are accepting applications for homes located in the Counties of:

Kaufman, Terrell, Dallas, Tarrant, Rockwall, Collin, Denton, Hunt, Van Zandt, Ellis, Navarro, Henderson, Rains, Ennis, & Johnson

2023 Texas Financial Hardship Grant Application

If you are NOT prepared to submit your required documentation we advise you to wait until you have ALL the required documents in the correct format: pdf, jpg, jpeg, gif, and png before starting the application. Please do not fax, mail, or email application and/or personal documents. All grant applications must be submitted online for security purposes.

APPLICATIONS CLOSED

The 2023 Financial Hardship Grant funding period has ended effective March 31, 2023. All applicants will be notified via email by April 15, 2023. We look forward to helping you achieve more in 2023 and beyond.

2023 Texas Financial Hardship Grant Application

If you are NOT prepared to submit your required documentation we advise you to wait until you have ALL the required documents in the correct format: pdf, jpg, jpeg, gif, and png before starting the application. Please do not fax, mail, or email application and/or personal documents. All grant applications must be submitted online for security purposes.

APPLY NOW